Universal Special Auto Finance, a capital management company, develops and manages unique financial products that provide financial institutions, auto dealers, and investors with innovative, safe, and profitable ways to benefit from the auto industry.

More than a subprime auto lender...way more!

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Universal Choice™ offers expanded options to help good customers with difficult structures.  Chose from accomodations like longer term, no max mileage or model year, high ATF, and the ability to finance negative equity. 

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Total Auto Loan Solutions

Whether you are an auto dealer, investor, or financial institution, if you want to build and/or manage an auto loan portfolio, Universal Solutions™ has everything you need and can help every step of the way.

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Subprime As Easy As Prime

Universal Special Auto Finance is leading the way in subprime auto financing, putting its nationwide network of auto dealers in the driver's seat; giving them the road map to get there better, faster, and more profitably.

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  ~  SAF SERIES1™  ~  Dealer Direct Finance  ~  Universal Capital Partners  ~ 

Universal has established, turnkey auto finance lending programs with custom credit policies, a nationwide network of dealers, and business partners that are industry leaders.  Using its expertise and innovation, Universal offers several distinct opportunities for a variety of types of investors to become involved.

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