Robert E. Sutton, Chairman

As the founder and Chairman of Universal Special Auto Finance and, previously, as Founder and Chairman/CEO of Centrix Financial, LLC and Centrix Capital Management, LLC, Mr. Sutton uses over 25 years of experience in spearheading the growth of companies in the auto financing market.  Previously, Mr. Sutton has been President and Chairman of WK Capital Advisors, Inc., Managing Director of Wilshire Partners, and President, Chairman and CEO of Wilshire Investment and Holding Company.  Mr. Sutton has also served on the Board of Directors for Make-A-Wish Foundation, St. John’s Hospice and St. Michael’s College.  Mr. Sutton holds a degree in Economics from St. Michael’s College in Vermont and serves on their Board of Trustees.  Contact Bob Sutton

Sheryl Gurrentz, Advisor to the Chairman

Ms. Gurrentz has 20 years of experience guiding senior executives in designing and implementing operating strategies that align with corporate goals.  After earning a degree in Economics from the Wharton School of Business of the University of Pennsylvania, Ms. Gurrentz served as a consultant with the Organizational Consulting Division of Laventhol & Horwath, with Denver Career and Business Strategists, and with other small consulting companies, where she specialized in strategic planning, organizational design, and industry analysis.  She was also an independent business consultant for over 10 years.  Clients included large corporations, such as TeleCommunications, Inc. (TCI), where she consulted on call center operations, and GE Capital, as well as start-ups and entrepreneurial companies, including Centrix Financial.  During her 6 years as Executive Consultant to the CEO of Centrix Financial, she assisted all operating departments to develop, document, and implement operating policies and procedures for all aspects of loan underwriting and servicing.  She also developed and presented comprehensive due diligence presentations for clients and investors.  Ms. Gurrentz is the Treasurer and on the Board of a large non-profit organization that serves over 1100 families.  In addition, she is the author of two books, has been a regular columnist for the Rocky Mountain News’ Colorado Jobs publication, and has been interviewed on network news programs nationally and in the major TV markets.  Contact Sheryl Gurrentz

John Scordo, Chief Executive Officer

Mr. Scordo began his 30-year career with Chrysler Motor Corporation, where he was the top sales manager, then managed and owned dealerships.  He was with Centrix Financial from 2001-2006. His experience also includes founding and operating Automotive Contracts Specialists, an insurance company that provided GAP insurance and extended service contracts to banks, credit unions, and car dealers, and Scordo and Associates, where he consulted with major car manufacturers to turn around ailing stores and other similar projects.  He has been an Officer and National Sales Manager with Western Fidelity Funding and opened Dealer Direct Acceptance Corp., where he provided consulting to financial institutions regarding agreements with dealerships.  He has a B.S. degree from the University of Colorado School of Business.  Mr. Scordo is a Board Member and past Chairman of the Board of the National Automotive Finance Association (NAF) and has been on the Advisory Board of RouteOne and DealerTrack.  He is also a current, certified member of the Association of Finance and Insurance Professionals and a member of the AFSA Vehicle Finance Advisory Board.  Contact John Scordo

Steve Norbut, EVP of Dealer Sales

Mr. Norbut has over 15 years of marketing experience within the auto dealership industry.  Specifically, he was with General Motors for 10 years, where his responsibilities included district, zone, and regional management as well as aspects of finance and insurance.  Previously, as an advertising/marketing executive, GM was one of his major clients.  His experience also includes 2 years with Centrix Financial, where he was responsible for building and managing the dealer network that supplied applications for the auto lending program.  In addition, Mr. Norbut owns and manages a wholesale car business and is partner in a retail auto sales business.  Contact Steve Norbut

Cecelia Binetti, VP of Client Services

Ms. Binetti has 18 years of experience in the financial, lending and client services arenas. Beginning in the credit union industry, Ms. Binetti handled all facets of the credit union’s operations, including daily operations, lending and collections.  Her experience includes serving as COO of a $140 million dollar credit union with 5 full service branches in two states.  She received the Eagle Award, the highest award within the credit union, for her excellence in client services and credit union knowledge.  Ms. Binetti obtained her certification in Regulatory Compliance in the early 90’s.  She was with Flatiron Financial Services, formerly known as Centrix Financial, from 2001 to 2007, where she created the regulatory compliance department and served as VP of Regulatory Compliance and Client Services, serving more than 250 clients with a portfolio of approximately $4 billion in auto loans.  Contact Cecelia Binetti

Michael Connolly, J.D., General Counsel

Mr. Connolly has an extensive background in corporate law and commercial litigation.  Previously, he was General Counsel for Centrix Financial and served as an Associate with the law firm of Yates & Leal, LLP, where he worked on numerous contractual and litigation issues for several large corporations and small, closely-held companies.  Previously, Mr. Connolly worked as Corporate Counsel at Qwest Corporation, as an Associate at Florida-based Kelly, Price, Passidomo, Siket & Solis LLP, and as an Associate at Denenberg, Sivik & Rogers, PC in Omaha, Nebraska.  He received his Juris Doctorate from Creighton University School of Law and a Bachelor’s of Science from Illinois State University.  He is licensed to practice law in Colorado, Nebraska, and Florida.  Contact Michael Connolly

Mary Graves, VP of Human Resources