
Universal Choice offers expanded options to help good customers with difficult structures. Choose from accomodations like longer term, no max mileage or model year, high ATF, and financing negative equity.
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Total Auto Loan Solutions
Whether you are an auto dealer, investor, or financial institution,
if you want to build and/or manage an auto loan portfolio, Universal Solutions™ has everything you need and can help every step of the way.
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Subprime As Easy As Prime
Universal Special Auto Finance is leading the way in subprime auto financing, putting its nationwide network of auto dealers in the driver's seat; giving them the road map to get there better, faster, and more profitably.
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Universal is a
Proud Member of:

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~SAF SERIES1™ ~Dealer Direct Finance ~Universal Capital Partners
Universal has established, turnkey auto finance lending programs with custom credit policies, a nationwide network of dealers, and business partners that are industry leaders. Using its expertise and innovation, Universal offers several distinct opportunities for a variety of types of investors to become involved. >> More... |